Anti-Money Laundering (AML) Policy

Effective Date: August 05, 2025 Version: 1.0 1. Introduction Poly Rion is committed to maintaining the highest standards of integrity, transparency, and regulatory compliance. We have implemented this Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Counter-Proliferation Financing (CPF) Policy to prevent the misuse of our platform for illegal activities and to protect our users and the global financial system. This Policy applies to all users, customers, merchants, affiliates, business partners, and any person or entity using Poly Rion's products and services. 2. Purpose The objectives of this AML Policy are to: Prevent money laundering and terrorist financing. Prevent fraud, financial crime, and sanctions violations. Protect customer funds and platform integrity. Ensure compliance with applicable AML, CTF, and financial crime regulations. Promote a safe, secure, and transparent financial ecosystem. 3. Compliance Standards Poly Rion follows internationally recognized AML principles and industry best practices, including risk-based compliance measures and Know Your Customer (KYC) procedures. 4. Know Your Customer (KYC) Poly Rion reserves the right to verify the identity of any user before or after account activation. Users may be required to provide: Full legal name Date of birth Residential address Government-issued identification Passport, National ID, or Driving License Selfie or facial verification Proof of Address Source of Funds (SOF) Source of Wealth (SOW) Additional verification may be requested whenever necessary. 5. Risk Assessment All users are assessed based on their risk profile and may be classified as Low Risk, Medium Risk, or High Risk. Enhanced verification procedures may apply to high-risk customers. 6. Enhanced Due Diligence (EDD) Additional due diligence may be conducted for: Politically Exposed Persons (PEPs) High-risk jurisdictions Corporate or institutional customers Large-value transactions Unusual account activity High-frequency trading or transfers 7. Transaction Monitoring Poly Rion continuously monitors transactions and account activities to identify suspicious behavior. This includes: Unusually large deposits or withdrawals Rapid movement of funds Multiple account usage Structuring transactions Market manipulation Wash trading Suspicious prediction market activity High-risk blockchain wallet activity 8. Third-Party Payments and Transfers To comply with Anti-Money Laundering regulations and protect all users, third-party financial transactions are strictly prohibited. Users must only use payment methods, bank accounts, mobile financial accounts, cryptocurrency wallets, and digital payment accounts that are registered in their own legal name. The following activities are strictly prohibited: Depositing funds from another person's bank account, mobile financial account, or cryptocurrency wallet. Requesting withdrawals to another person's bank account, mobile financial account, or cryptocurrency wallet. Sending or receiving money on behalf of another person or organization. Allowing another person to use your Poly Rion account for deposits, withdrawals, transfers, or trading. Accepting or making peer-to-peer payments outside the official Poly Rion system. Using anonymous, stolen, fraudulent, or unauthorized payment methods. If Poly Rion detects or reasonably suspects any third-party transaction, the Company may immediately: Reject the transaction. Freeze the related funds. Suspend deposits or withdrawals. Restrict or permanently close the account. Request additional KYC, SOF, or SOW documents. Report suspicious activity to the appropriate regulatory or law enforcement authorities where required by law. 9. Source of Funds Poly Rion may request evidence confirming that deposited funds originate from lawful sources. Examples include: Salary statements Business income records Tax documents Investment statements Bank statements Asset sale agreements Failure to provide satisfactory documentation may result in account restrictions. 10. Wallet Screening Poly Rion may use blockchain monitoring tools to identify high-risk cryptocurrency wallets. Deposits linked to criminal activity, sanctions, darknet marketplaces, ransomware, fraud, or stolen assets may be rejected or frozen pending investigation. 11. Suspicious Activities Examples of prohibited activities include: Money laundering Terrorist financing Fraud Identity theft Forged documents Multiple fake accounts Wash trading Market manipulation Tax evasion Corruption and bribery Sanctions evasion Human trafficking financing Drug trafficking proceeds Cybercrime proceeds Ransomware payments Darknet transactions Child exploitation financing 12. Sanctions Compliance Poly Rion may screen users and transactions against applicable international sanctions lists. Users or transactions associated with sanctioned individuals, entities, or jurisdictions may be restricted or rejected. 13. Record Retention Poly Rion maintains records relating to: Customer identification Verification documents Transaction history Compliance reviews Internal investigations Records may be retained for the period required by applicable laws or internal compliance policies. 14. Reporting Suspicious Activities Where required by law, Poly Rion may report suspicious activities to relevant financial intelligence units, regulatory authorities, or law enforcement agencies. Users may not be notified if such reporting is legally restricted. 15. Account Restrictions Poly Rion reserves the right, at its sole discretion, to: Suspend or terminate accounts. Delay or reject transactions. Freeze funds during compliance reviews. Request additional verification. Restrict platform access. Permanently close accounts involved in prohibited activities. These actions may be taken without prior notice where permitted by law. 16. User Responsibilities By using Poly Rion, users agree to: Provide accurate and truthful information. Complete KYC verification when requested. Use only legally obtained funds. Use payment methods registered in their own name. Never conduct third-party deposits, withdrawals, or transfers. Cooperate with compliance investigations. Immediately report unauthorized account access. 17. Privacy Information collected for AML compliance purposes will be handled in accordance with Poly Rion's Privacy Policy and applicable data protection laws. 18. Policy Updates Poly Rion reserves the right to modify or update this AML Policy at any time. Updated versions become effective immediately upon publication on the official website. Contact For AML, KYC, or compliance-related inquiries, please contact the Poly Rion Compliance Team through the official support channels available on the Poly Rion website. User Acknowledgement By creating an account, depositing funds, participating in trading, prediction markets, lotteries, copy trading, mining, or using any Poly Rion service, you confirm that you have read, understood, and agreed to comply with this Anti-Money Laundering (AML) Policy. Failure to comply with this Policy may result in transaction rejection, account suspension, fund review, account termination, or reporting to competent authorities where required by applicable law. © 2026 Poly Rion. All Rights Reserved.